Call reports 2005
FIRST BANK & TRUST COMPANY — 2005
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 58,179,000 | 59,507,000 | 59,133,000 | 57,539,000 |
| Total loans | 38,558,000 | 40,198,000 | 40,810,000 | 37,473,000 |
| Allowance for loan losses | 800,000 | 800,000 | 800,000 | 763,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,444,000 | 16,848,000 | 15,643,000 | 15,435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,794,000 | 44,882,000 | 43,606,000 | 46,100,000 |
| Interest-bearing deposits | 40,694,000 | 40,080,000 | 39,211,000 | 40,072,000 |
| Noninterest-bearing deposits | 5,100,000 | 4,802,000 | 4,395,000 | 6,028,000 |
| Equity capital | 7,402,000 | 7,686,000 | 7,881,000 | 7,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 747,000 | 1,530,000 | 2,313,000 | 3,108,000 |
| Interest expense | 227,000 | 469,000 | 743,000 | 1,013,000 |
| Net interest income | 520,000 | 1,061,000 | 1,570,000 | 2,095,000 |
| Noninterest income | 42,000 | 99,000 | 154,000 | 205,000 |
| Noninterest expense | 373,000 | 672,000 | 976,000 | 1,146,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 189,000 | 488,000 | 748,000 | 1,154,000 |
| Income tax | 9,000 | 24,000 | 37,000 | 58,000 |
| Net income | 180,000 | 464,000 | 711,000 | 1,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,402,000 | 7,686,000 | 7,881,000 | 7,775,000 |
| Total capital | 7,916,000 | 8,212,000 | 8,413,000 | 8,265,000 |
| Risk-weighted assets | 40,857,000 | 41,859,000 | 42,319,000 | 38,898,000 |
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