Call reports 2004
FIRST BANK & TRUST COMPANY — 2004
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 60,361,000 | 59,049,000 | 60,213,000 | 60,861,000 |
| Total loans | 35,957,000 | 37,934,000 | 39,595,000 | 38,894,000 |
| Allowance for loan losses | 803,000 | 804,000 | 804,000 | 800,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,787,000 | 18,405,000 | 17,896,000 | 19,339,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,642,000 | 45,667,000 | 43,902,000 | 47,293,000 |
| Interest-bearing deposits | 40,568,000 | 40,535,000 | 39,299,000 | 41,384,000 |
| Noninterest-bearing deposits | 5,074,000 | 5,132,000 | 4,603,000 | 5,909,000 |
| Equity capital | 6,979,000 | 7,072,000 | 7,192,000 | 7,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 726,000 | 1,481,000 | 2,232,000 | 2,983,000 |
| Interest expense | 247,000 | 476,000 | 706,000 | 936,000 |
| Net interest income | 479,000 | 1,005,000 | 1,526,000 | 2,047,000 |
| Noninterest income | 45,000 | 99,000 | 151,000 | 208,000 |
| Noninterest expense | 322,000 | 639,000 | 1,008,000 | 1,479,000 |
| Provision for loan losses | 0 | 0 | 0 | -3,000 |
| Pretax income | 202,000 | 465,000 | 669,000 | 779,000 |
| Income tax | 10,000 | 23,000 | 33,000 | 39,000 |
| Net income | 192,000 | 442,000 | 636,000 | 740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,979,000 | 7,072,000 | 7,192,000 | 7,222,000 |
| Total capital | 7,471,000 | 7,576,000 | 7,715,000 | 7,742,000 |
| Risk-weighted assets | 39,087,000 | 39,996,000 | 41,600,000 | 41,343,000 |