Call reports 2003
FIRST BANK & TRUST COMPANY — 2003
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 53,221,000 | 54,541,000 | 55,327,000 | 60,333,000 |
| Total loans | 31,514,000 | 32,956,000 | 34,885,000 | 34,064,000 |
| Allowance for loan losses | 751,000 | 756,000 | 819,000 | 800,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,673,000 | 14,324,000 | 13,686,000 | 19,240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,881,000 | 42,009,000 | 42,540,000 | 45,813,000 |
| Interest-bearing deposits | 37,757,000 | 37,804,000 | 37,948,000 | 39,982,000 |
| Noninterest-bearing deposits | 5,124,000 | 4,205,000 | 4,592,000 | 5,831,000 |
| Equity capital | 6,486,000 | 6,691,000 | 6,957,000 | 6,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,381,000 | 2,085,000 | 2,838,000 |
| Interest expense | 249,000 | 494,000 | 731,000 | 963,000 |
| Net interest income | 441,000 | 887,000 | 1,354,000 | 1,875,000 |
| Noninterest income | 56,000 | 128,000 | 235,000 | 258,000 |
| Noninterest expense | 330,000 | 632,000 | 926,000 | 1,319,000 |
| Provision for loan losses | 0 | 0 | 0 | -19,000 |
| Pretax income | 167,000 | 383,000 | 663,000 | 833,000 |
| Income tax | 8,000 | 19,000 | 33,000 | 59,000 |
| Net income | 159,000 | 364,000 | 630,000 | 774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,486,000 | 6,691,000 | 6,957,000 | 6,787,000 |
| Total capital | 6,923,000 | 7,146,000 | 7,435,000 | 7,270,000 |
| Risk-weighted assets | 34,662,000 | 36,153,000 | 37,885,000 | 38,326,000 |