Call reports 2002
FIRST BANK & TRUST COMPANY — 2002
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,585,000 | 51,303,000 | 50,916,000 | 52,646,000 |
| Total loans | 31,538,000 | 31,706,000 | 32,278,000 | 31,633,000 |
| Allowance for loan losses | 922,000 | 923,000 | 959,000 | 750,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,340,000 | 15,460,000 | 11,140,000 | 13,712,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,546,000 | 42,102,000 | 41,625,000 | 43,235,000 |
| Interest-bearing deposits | 38,451,000 | 38,229,000 | 37,451,000 | 38,079,000 |
| Noninterest-bearing deposits | 4,095,000 | 3,873,000 | 4,174,000 | 5,156,000 |
| Equity capital | 5,812,000 | 6,099,000 | 6,272,000 | 6,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 750,000 | 1,647,000 | 2,408,000 | 3,140,000 |
| Interest expense | 371,000 | 717,000 | 1,042,000 | 1,333,000 |
| Net interest income | 379,000 | 930,000 | 1,366,000 | 1,807,000 |
| Noninterest income | 43,000 | 101,000 | 164,000 | 226,000 |
| Noninterest expense | 334,000 | 641,000 | 956,000 | 1,650,000 |
| Provision for loan losses | 0 | 0 | 0 | -247,000 |
| Pretax income | 88,000 | 390,000 | 574,000 | 630,000 |
| Income tax | 4,000 | 19,000 | 30,000 | 31,000 |
| Net income | 84,000 | 371,000 | 544,000 | 599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,812,000 | 6,099,000 | 6,272,000 | 6,327,000 |
| Total capital | 6,234,000 | 6,523,000 | 6,704,000 | 6,767,000 |
| Risk-weighted assets | 33,271,000 | 33,455,000 | 34,064,000 | 34,945,000 |