Call reports 2001
FIRST BANK & TRUST COMPANY — 2001
What FIRST BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 50,048,000 | 51,277,000 | 51,117,000 | 51,902,000 |
| Total loans | 34,578,000 | 36,136,000 | 36,704,000 | 33,033,000 |
| Allowance for loan losses | 913,000 | 965,000 | 1,064,000 | 920,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,091,000 | 9,978,000 | 8,625,000 | 11,331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,133,000 | 41,457,000 | 41,093,000 | 43,019,000 |
| Interest-bearing deposits | 36,117,000 | 37,699,000 | 37,228,000 | 37,920,000 |
| Noninterest-bearing deposits | 4,016,000 | 3,758,000 | 3,865,000 | 5,099,000 |
| Equity capital | 5,600,000 | 5,396,000 | 5,609,000 | 5,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,008,000 | 1,913,000 | 2,861,000 | 3,732,000 |
| Interest expense | 537,000 | 1,063,000 | 1,556,000 | 1,996,000 |
| Net interest income | 471,000 | 850,000 | 1,305,000 | 1,736,000 |
| Noninterest income | 58,000 | 128,000 | 191,000 | 258,000 |
| Noninterest expense | 319,000 | 617,000 | 922,000 | 1,259,000 |
| Provision for loan losses | 0 | 350,000 | 350,000 | 390,000 |
| Pretax income | 210,000 | 11,000 | 224,000 | 345,000 |
| Income tax | 10,000 | 15,000 | 15,000 | 17,000 |
| Net income | 200,000 | -4,000 | 209,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,600,000 | 5,396,000 | 5,609,000 | 5,728,000 |
| Total capital | 6,034,000 | 5,842,000 | 6,066,000 | 6,168,000 |
| Risk-weighted assets | 34,276,000 | 35,549,000 | 35,995,000 | 34,742,000 |