Call reports 2009
1ST PACIFIC BANK OF CALIFORNIA — 2009
What 1ST PACIFIC BANK OF CALIFORNIA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 450,282,000 | 419,407,000 | 379,151,000 | 359,698,000 |
| Total loans | 357,280,000 | 359,492,000 | 343,466,000 | 313,526,000 |
| Allowance for loan losses | 5,556,000 | 5,514,000 | 8,133,000 | 9,487,000 |
| Securities available for sale | 21,486,000 | 18,071,000 | 18,383,000 | 13,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,673,000 | 338,293,000 | 317,820,000 | 303,712,000 |
| Interest-bearing deposits | 281,201,000 | 250,780,000 | 231,947,000 | 230,710,000 |
| Noninterest-bearing deposits | 82,472,000 | 87,513,000 | 85,873,000 | 73,002,000 |
| Equity capital | 27,052,000 | 26,457,000 | 11,409,000 | 11,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,845,000 | 11,689,000 | 17,282,000 | 22,529,000 |
| Interest expense | 2,094,000 | 4,081,000 | 5,780,000 | 7,128,000 |
| Net interest income | 3,751,000 | 7,608,000 | 11,502,000 | 15,401,000 |
| Noninterest income | 64,000 | -179,000 | -266,000 | 134,000 |
| Noninterest expense | 4,036,000 | 8,338,000 | 12,525,000 | 16,903,000 |
| Provision for loan losses | 696,000 | 816,000 | 11,040,000 | 12,450,000 |
| Pretax income | -688,000 | -1,502,000 | -12,106,000 | -13,648,000 |
| Income tax | -295,000 | -295,000 | 4,781,000 | 3,136,000 |
| Net income | -393,000 | -1,207,000 | -16,887,000 | -16,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,298,000 | 22,636,000 | 10,480,000 | 10,646,000 |
| Total capital | 33,180,000 | 32,418,000 | 19,922,000 | 19,685,000 |
| Risk-weighted assets | 389,881,000 | 381,845,000 | 351,637,000 | 317,552,000 |