Call reports 2007
1ST PACIFIC BANK OF CALIFORNIA — 2007
What 1ST PACIFIC BANK OF CALIFORNIA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 315,179,000 | 311,672,000 | 420,929,000 | 414,238,000 |
| Total loans | 280,032,000 | 282,249,000 | 350,128,000 | 349,819,000 |
| Allowance for loan losses | 3,328,000 | 3,402,000 | 4,465,000 | 4,517,000 |
| Securities available for sale | 8,780,000 | 8,417,000 | 17,450,000 | 23,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,804,000 | 278,383,000 | 352,387,000 | 345,529,000 |
| Interest-bearing deposits | 220,543,000 | 221,433,000 | 274,018,000 | 271,995,000 |
| Noninterest-bearing deposits | 48,261,000 | 56,950,000 | 78,369,000 | 73,534,000 |
| Equity capital | 26,470,000 | 26,952,000 | 49,000,000 | 49,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,448,000 | 13,017,000 | 21,288,000 | 29,196,000 |
| Interest expense | 2,710,000 | 5,508,000 | 8,663,000 | 11,777,000 |
| Net interest income | 3,738,000 | 7,509,000 | 12,625,000 | 17,419,000 |
| Noninterest income | 170,000 | 346,000 | 521,000 | 695,000 |
| Noninterest expense | 2,646,000 | 5,339,000 | 9,325,000 | 13,245,000 |
| Provision for loan losses | 77,000 | 151,000 | 188,000 | 338,000 |
| Pretax income | 1,185,000 | 2,365,000 | 3,636,000 | 4,534,000 |
| Income tax | 483,000 | 969,000 | 1,499,000 | 1,878,000 |
| Net income | 702,000 | 1,396,000 | 2,137,000 | 2,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,430,000 | 26,916,000 | 35,674,000 | 36,932,000 |
| Total capital | 34,758,000 | 35,333,000 | 45,171,000 | 46,481,000 |
| Risk-weighted assets | 298,897,000 | 299,013,000 | 382,311,000 | 386,903,000 |