Call reports 2006
1ST PACIFIC BANK OF CALIFORNIA — 2006
What 1ST PACIFIC BANK OF CALIFORNIA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 277,449,000 | 287,352,000 | 293,530,000 | 318,446,000 |
| Total loans | 247,461,000 | 254,340,000 | 255,560,000 | 275,266,000 |
| Allowance for loan losses | 2,987,000 | 3,156,000 | 3,242,000 | 3,251,000 |
| Securities available for sale | 2,869,000 | 9,688,000 | 9,365,000 | 8,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,590,000 | 249,781,000 | 245,011,000 | 261,838,000 |
| Interest-bearing deposits | 183,734,000 | 198,463,000 | 197,502,000 | 215,738,000 |
| Noninterest-bearing deposits | 51,856,000 | 51,318,000 | 47,509,000 | 46,100,000 |
| Equity capital | 23,037,000 | 23,875,000 | 24,841,000 | 25,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,226,000 | 11,042,000 | 17,120,000 | 23,460,000 |
| Interest expense | 1,574,000 | 3,482,000 | 5,686,000 | 8,217,000 |
| Net interest income | 3,652,000 | 7,560,000 | 11,434,000 | 15,243,000 |
| Noninterest income | 120,000 | 264,000 | 404,000 | 538,000 |
| Noninterest expense | 2,419,000 | 4,896,000 | 7,338,000 | 9,928,000 |
| Provision for loan losses | 179,000 | 348,000 | 434,000 | 444,000 |
| Pretax income | 1,174,000 | 2,580,000 | 4,066,000 | 5,409,000 |
| Income tax | 481,000 | 1,065,000 | 1,679,000 | 2,207,000 |
| Net income | 693,000 | 1,515,000 | 2,387,000 | 3,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,079,000 | 23,925,000 | 24,851,000 | 25,947,000 |
| Total capital | 31,066,000 | 32,081,000 | 33,093,000 | 34,198,000 |
| Risk-weighted assets | 262,563,000 | 268,750,000 | 271,246,000 | 297,943,000 |