Call reports 2002
1ST PACIFIC BANK OF CALIFORNIA — 2002
What 1ST PACIFIC BANK OF CALIFORNIA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,979,000 | 72,746,000 | 87,014,000 | 102,608,000 |
| Total loans | 45,496,000 | 58,904,000 | 73,655,000 | 82,265,000 |
| Allowance for loan losses | 413,000 | 513,000 | 618,000 | 823,000 |
| Securities available for sale | 3,231,000 | 3,178,000 | 5,435,000 | 4,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,787,000 | 64,737,000 | 79,060,000 | 90,069,000 |
| Interest-bearing deposits | 37,262,000 | 54,748,000 | 65,027,000 | 70,272,000 |
| Noninterest-bearing deposits | 8,525,000 | 9,989,000 | 14,033,000 | 19,797,000 |
| Equity capital | 7,973,000 | 7,816,000 | 7,794,000 | 12,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 768,000 | 1,759,000 | 3,001,000 | 4,464,000 |
| Interest expense | 218,000 | 532,000 | 925,000 | 1,292,000 |
| Net interest income | 550,000 | 1,227,000 | 2,076,000 | 3,172,000 |
| Noninterest income | 36,000 | 67,000 | 100,000 | 146,000 |
| Noninterest expense | 793,000 | 1,583,000 | 2,351,000 | 3,225,000 |
| Provision for loan losses | 90,000 | 190,000 | 295,000 | 500,000 |
| Pretax income | -297,000 | -479,000 | -470,000 | -407,000 |
| Income tax | 0 | 0 | 0 | -320,000 |
| Net income | -297,000 | -479,000 | -470,000 | -87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,950,000 | 7,768,000 | 7,778,000 | 12,258,000 |
| Total capital | 8,363,000 | 8,281,000 | 8,396,000 | 13,081,000 |
| Risk-weighted assets | 48,632,000 | 63,692,000 | 79,131,000 | 89,708,000 |