Call reports 2001
1ST PACIFIC BANK OF CALIFORNIA — 2001
What 1ST PACIFIC BANK OF CALIFORNIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,893,000 | 30,357,000 | 36,111,000 | 42,988,000 |
| Total loans | 7,332,000 | 17,909,000 | 24,227,000 | 32,197,000 |
| Allowance for loan losses | 102,000 | 162,000 | 217,000 | 323,000 |
| Securities available for sale | 2,661,000 | 4,099,000 | 4,084,000 | 3,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,305,000 | 21,150,000 | 27,131,000 | 34,446,000 |
| Interest-bearing deposits | 14,487,000 | 17,009,000 | 20,887,000 | 28,225,000 |
| Noninterest-bearing deposits | 2,818,000 | 4,141,000 | 6,244,000 | 6,221,000 |
| Equity capital | 9,499,000 | 9,113,000 | 8,675,000 | 8,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 327,000 | 779,000 | 1,343,000 | 2,005,000 |
| Interest expense | 135,000 | 320,000 | 520,000 | 722,000 |
| Net interest income | 192,000 | 459,000 | 823,000 | 1,283,000 |
| Noninterest income | 5,000 | 14,000 | 46,000 | 88,000 |
| Noninterest expense | 575,000 | 1,158,000 | 2,009,000 | 2,774,000 |
| Provision for loan losses | 90,000 | 150,000 | 210,000 | 315,000 |
| Pretax income | -468,000 | -835,000 | -1,350,000 | -1,718,000 |
| Income tax | 1,000 | 1,000 | 0 | 1,000 |
| Net income | -469,000 | -836,000 | -1,350,000 | -1,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,497,000 | 9,130,000 | 8,617,000 | 8,247,000 |
| Total capital | 9,599,000 | 9,292,000 | 8,834,000 | 8,570,000 |
| Risk-weighted assets | 13,688,000 | 22,424,000 | 29,248,000 | 36,400,000 |