Call reports 2023
FIRST STATE BANK OF WARREN — 2023
What FIRST STATE BANK OF WARREN reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 117,395,000 | 116,640,000 | 117,192,000 | 117,573,000 |
| Total loans | 54,772,000 | 55,299,000 | 55,525,000 | 57,455,000 |
| Allowance for loan losses | 1,176,000 | 1,145,000 | 1,143,000 | 1,111,000 |
| Securities available for sale | 51,309,000 | 49,418,000 | 47,400,000 | 48,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,812,000 | 107,804,000 | 109,228,000 | 107,822,000 |
| Interest-bearing deposits | 82,242,000 | 80,526,000 | 83,909,000 | 81,934,000 |
| Noninterest-bearing deposits | 25,570,000 | 27,278,000 | 25,319,000 | 25,888,000 |
| Equity capital | 5,900,000 | 5,099,000 | 4,175,000 | 5,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 932,000 | 1,917,000 | 2,990,000 | 4,127,000 |
| Interest expense | 205,000 | 482,000 | 828,000 | 1,213,000 |
| Net interest income | 727,000 | 1,435,000 | 2,162,000 | 2,914,000 |
| Noninterest income | 177,000 | 337,000 | 494,000 | 661,000 |
| Noninterest expense | 765,000 | 1,562,000 | 2,377,000 | 3,158,000 |
| Provision for loan losses | 0 | -32,000 | -32,000 | -51,000 |
| Pretax income | 139,000 | 242,000 | 311,000 | 468,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 242,000 | 311,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,361,000 | 13,360,000 | 13,352,000 | 13,368,000 |