Call reports 2021
FIRST STATE BANK OF WARREN — 2021
What FIRST STATE BANK OF WARREN reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 119,983,000 | 133,071,000 | 118,619,000 | 119,491,000 |
| Total loans | 51,495,000 | 47,607,000 | 47,072,000 | 48,569,000 |
| Allowance for loan losses | 618,000 | 660,000 | 671,000 | 1,160,000 |
| Securities available for sale | 56,309,000 | 56,696,000 | 58,884,000 | 59,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,855,000 | 119,855,000 | 103,560,000 | 106,860,000 |
| Interest-bearing deposits | 80,714,000 | 93,633,000 | 76,672,000 | 79,374,000 |
| Noninterest-bearing deposits | 26,141,000 | 26,222,000 | 26,888,000 | 27,486,000 |
| Equity capital | 12,833,000 | 12,902,000 | 14,806,000 | 12,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,722,000 | 2,550,000 | 3,392,000 |
| Interest expense | 103,000 | 182,000 | 243,000 | 308,000 |
| Net interest income | 745,000 | 1,540,000 | 2,307,000 | 3,084,000 |
| Noninterest income | 126,000 | 267,000 | 2,236,000 | 2,381,000 |
| Noninterest expense | 676,000 | 1,399,000 | 2,094,000 | 2,866,000 |
| Provision for loan losses | 30,000 | 82,000 | 93,000 | 593,000 |
| Pretax income | 172,000 | 334,000 | 2,365,000 | 2,017,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 172,000 | 334,000 | 2,365,000 | 2,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,554,000 | 12,587,000 | 14,496,000 | 13,000,000 |