Call reports 2020
FIRST STATE BANK OF WARREN — 2020
What FIRST STATE BANK OF WARREN reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 105,976,000 | 121,147,000 | 120,668,000 | 122,171,000 |
| Total loans | 38,097,000 | 46,922,000 | 47,659,000 | 52,011,000 |
| Allowance for loan losses | 535,000 | 547,000 | 592,000 | 625,000 |
| Securities available for sale | 46,734,000 | 50,117,000 | 47,816,000 | 54,952,000 |
| Securities held to maturity | 6,989,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,005,000 | 107,673,000 | 107,179,000 | 108,822,000 |
| Interest-bearing deposits | 73,711,000 | 82,206,000 | 79,799,000 | 81,176,000 |
| Noninterest-bearing deposits | 21,294,000 | 25,467,000 | 27,380,000 | 27,646,000 |
| Equity capital | 10,750,000 | 13,055,000 | 13,160,000 | 13,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,663,000 | 2,530,000 | 3,419,000 |
| Interest expense | 160,000 | 309,000 | 435,000 | 546,000 |
| Net interest income | 708,000 | 1,354,000 | 2,095,000 | 2,873,000 |
| Noninterest income | 140,000 | 288,000 | 398,000 | 529,000 |
| Noninterest expense | 746,000 | 1,478,000 | 2,224,000 | 3,090,000 |
| Provision for loan losses | 12,000 | 24,000 | 61,000 | 98,000 |
| Pretax income | 90,000 | 140,000 | 239,000 | 245,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 90,000 | 140,000 | 239,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,400,000 | 12,386,000 | 12,452,000 | 12,475,000 |
| Total capital | 12,935,000 | — | — | — |
| Risk-weighted assets | 59,337,000 | — | — | — |