Call reports 2019
FIRST STATE BANK OF WARREN — 2019
What FIRST STATE BANK OF WARREN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 107,828,000 | 109,493,000 | 107,213,000 | 110,454,000 |
| Total loans | 42,707,000 | 41,264,000 | 36,300,000 | 36,415,000 |
| Allowance for loan losses | 507,000 | 515,000 | 527,000 | 523,000 |
| Securities available for sale | 27,719,000 | 28,076,000 | 30,457,000 | 38,016,000 |
| Securities held to maturity | 28,425,000 | 28,426,000 | 24,427,000 | 19,327,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,869,000 | 97,129,000 | 94,637,000 | 97,935,000 |
| Interest-bearing deposits | 75,517,000 | 75,514,000 | 72,218,000 | 75,241,000 |
| Noninterest-bearing deposits | 20,352,000 | 21,615,000 | 22,419,000 | 22,694,000 |
| Equity capital | 11,652,000 | 12,116,000 | 12,323,000 | 12,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,835,000 | 2,727,000 | 3,589,000 |
| Interest expense | 156,000 | 319,000 | 481,000 | 643,000 |
| Net interest income | 752,000 | 1,516,000 | 2,246,000 | 2,946,000 |
| Noninterest income | 256,000 | 398,000 | 536,000 | 676,000 |
| Noninterest expense | 720,000 | 1,466,000 | 2,206,000 | 2,957,000 |
| Provision for loan losses | 0 | 10,000 | 25,000 | 40,000 |
| Pretax income | 288,000 | 438,000 | 551,000 | 625,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 288,000 | 438,000 | 551,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,435,000 | 12,370,000 | 12,372,000 | 12,310,000 |
| Total capital | 12,942,000 | 12,885,000 | 12,899,000 | 12,833,000 |
| Risk-weighted assets | 63,487,000 | 61,946,000 | 60,364,000 | 58,230,000 |