Call reports 2018
FIRST STATE BANK OF WARREN — 2018
What FIRST STATE BANK OF WARREN reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 109,710,000 | 111,206,000 | 109,985,000 | 110,051,000 |
| Total loans | 42,038,000 | 46,646,000 | 44,942,000 | 41,840,000 |
| Allowance for loan losses | 531,000 | 512,000 | 515,000 | 509,000 |
| Securities available for sale | 27,514,000 | 27,500,000 | 27,121,000 | 27,361,000 |
| Securities held to maturity | 28,422,000 | 28,423,000 | 28,423,000 | 28,425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,553,000 | 98,986,000 | 98,992,000 | 98,900,000 |
| Interest-bearing deposits | 78,329,000 | 77,907,000 | 78,595,000 | 79,850,000 |
| Noninterest-bearing deposits | 19,224,000 | 21,079,000 | 20,397,000 | 19,050,000 |
| Equity capital | 10,884,000 | 10,912,000 | 10,687,000 | 10,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,742,000 | 2,674,000 | 3,600,000 |
| Interest expense | 101,000 | 209,000 | 345,000 | 497,000 |
| Net interest income | 761,000 | 1,533,000 | 2,329,000 | 3,103,000 |
| Noninterest income | 161,000 | 301,000 | 438,000 | 611,000 |
| Noninterest expense | 730,000 | 1,461,000 | 2,184,000 | 2,922,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 177,000 | 353,000 | 563,000 | 772,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 177,000 | 353,000 | 563,000 | 772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,093,000 | 12,136,000 | 12,214,000 | 12,147,000 |
| Total capital | 12,624,000 | 12,648,000 | 12,729,000 | 12,656,000 |
| Risk-weighted assets | 63,904,000 | 67,518,000 | 66,500,000 | 63,676,000 |