Call reports 2017
FIRST STATE BANK OF WARREN — 2017
What FIRST STATE BANK OF WARREN reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 113,854,000 | 112,025,000 | 112,422,000 | 112,285,000 |
| Total loans | 37,228,000 | 40,365,000 | 41,338,000 | 44,569,000 |
| Allowance for loan losses | 529,000 | 556,000 | 565,000 | 569,000 |
| Securities available for sale | 19,633,000 | 19,667,000 | 30,453,000 | 28,739,000 |
| Securities held to maturity | 42,592,000 | 42,592,000 | 28,419,000 | 28,420,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,648,000 | 99,708,000 | 100,522,000 | 98,808,000 |
| Interest-bearing deposits | 83,036,000 | 81,562,000 | 82,142,000 | 79,689,000 |
| Noninterest-bearing deposits | 18,612,000 | 18,146,000 | 18,380,000 | 19,119,000 |
| Equity capital | 12,009,000 | 12,063,000 | 11,618,000 | 11,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,693,000 | 2,584,000 | 3,452,000 |
| Interest expense | 98,000 | 197,000 | 303,000 | 403,000 |
| Net interest income | 735,000 | 1,496,000 | 2,281,000 | 3,049,000 |
| Noninterest income | 159,000 | 299,000 | 454,000 | 592,000 |
| Noninterest expense | 720,000 | 1,439,000 | 2,157,000 | 2,891,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 70,000 |
| Pretax income | 151,000 | 305,000 | 525,000 | 698,000 |
| Income tax | 0 | 371,000 | 371,000 | 371,000 |
| Net income | 151,000 | -66,000 | 154,000 | 327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,315,000 | 12,099,000 | 11,918,000 | 11,916,000 |
| Total capital | 12,844,000 | 12,655,000 | 12,483,000 | 12,485,000 |
| Risk-weighted assets | 61,405,000 | 63,356,000 | 64,302,000 | 66,700,000 |