Call reports 2016
FIRST STATE BANK OF WARREN — 2016
What FIRST STATE BANK OF WARREN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 113,629,000 | 111,438,000 | 112,072,000 | 111,117,000 |
| Total loans | 39,057,000 | 37,872,000 | 38,445,000 | 36,990,000 |
| Allowance for loan losses | 515,000 | 542,000 | 571,000 | 501,000 |
| Securities available for sale | 15,100,000 | 11,682,000 | 9,555,000 | 19,196,000 |
| Securities held to maturity | 45,419,000 | 48,721,000 | 51,784,000 | 42,590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,540,000 | 99,166,000 | 99,689,000 | 99,093,000 |
| Interest-bearing deposits | 85,036,000 | 81,851,000 | 81,326,000 | 82,179,000 |
| Noninterest-bearing deposits | 16,504,000 | 17,315,000 | 18,363,000 | 16,914,000 |
| Equity capital | 11,903,000 | 12,046,000 | 12,158,000 | 11,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,682,000 | 2,517,000 | 3,332,000 |
| Interest expense | 100,000 | 200,000 | 298,000 | 398,000 |
| Net interest income | 749,000 | 1,482,000 | 2,219,000 | 2,934,000 |
| Noninterest income | 141,000 | 283,000 | 424,000 | 571,000 |
| Noninterest expense | 694,000 | 1,411,000 | 2,135,000 | 2,862,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 206,000 | 354,000 | 503,000 | 608,000 |
| Income tax | 35,000 | 56,000 | 75,000 | 75,000 |
| Net income | 171,000 | 298,000 | 428,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,802,000 | 11,869,000 | 12,008,000 | 11,702,000 |
| Total capital | 12,144,000 | 12,411,000 | 12,579,000 | 12,203,000 |
| Risk-weighted assets | 27,288,000 | 58,268,000 | 60,471,000 | 59,429,000 |