Call reports 2011
FIRST STATE BANK OF WARREN — 2011
What FIRST STATE BANK OF WARREN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 102,368,000 | 100,197,000 | 102,831,000 | 101,829,000 |
| Total loans | 46,382,000 | 46,637,000 | 46,036,000 | 45,242,000 |
| Allowance for loan losses | 563,000 | 587,000 | 618,000 | 629,000 |
| Securities available for sale | 45,007,000 | 41,820,000 | 38,976,000 | 44,381,000 |
| Securities held to maturity | 1,023,000 | 1,023,000 | 1,023,000 | 1,023,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,194,000 | 88,936,000 | 91,219,000 | 90,255,000 |
| Interest-bearing deposits | 77,636,000 | 75,379,000 | 76,994,000 | 76,014,000 |
| Noninterest-bearing deposits | 13,558,000 | 13,558,000 | 14,225,000 | 14,241,000 |
| Equity capital | 10,515,000 | 10,884,000 | 11,200,000 | 11,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,316,000 | 3,436,000 | 4,406,000 |
| Interest expense | 220,000 | 428,000 | 623,000 | 812,000 |
| Net interest income | 952,000 | 1,888,000 | 2,813,000 | 3,594,000 |
| Noninterest income | 124,000 | 233,000 | 354,000 | 575,000 |
| Noninterest expense | 660,000 | 1,385,000 | 2,081,000 | 2,819,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 413,000 | 732,000 | 1,082,000 | 1,319,000 |
| Income tax | 89,000 | 140,000 | 198,000 | 234,000 |
| Net income | 324,000 | 592,000 | 884,000 | 1,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,523,000 | 10,549,000 | 10,639,000 | 10,496,000 |
| Total capital | 11,086,000 | 11,136,000 | 11,257,000 | 11,125,000 |
| Risk-weighted assets | 60,875,000 | 61,171,000 | 61,119,000 | 61,009,000 |