Call report 2026Q2
BAY BANK — 2026Q2
The 22 measures BAY BANK reported to the FFIEC for 2026Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 315,703,000 | USD | evidence → |
| Total loans | 133,910,000 | USD | evidence → |
| Allowance for loan losses | 2,533,000 | USD | evidence → |
| Securities available for sale | 141,234,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 264,914,000 | USD | evidence → |
| Interest-bearing deposits | 189,220,000 | USD | evidence → |
| Noninterest-bearing deposits | 75,694,000 | USD | evidence → |
| Equity capital | 31,326,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,246,000 | USD | evidence → |
| Interest expense | 1,183,000 | USD | evidence → |
| Net interest income | 6,063,000 | USD | evidence → |
| Noninterest income | 902,000 | USD | evidence → |
| Noninterest expense | 4,541,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 2,298,000 | USD | evidence → |
| Income tax | 542,000 | USD | evidence → |
| Net income | 1,756,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,230,000 | USD | evidence → |
| Total capital | 37,212,000 | USD | evidence → |
| Risk-weighted assets | 157,917,000 | USD | evidence → |