Call report 2022Q4
BAY BANK — 2022Q4
The 22 measures BAY BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 212,280,000 | USD | evidence → |
| Total loans | 85,402,000 | USD | evidence → |
| Allowance for loan losses | 1,630,000 | USD | evidence → |
| Securities available for sale | 84,892,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 194,058,000 | USD | evidence → |
| Interest-bearing deposits | 133,852,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,206,000 | USD | evidence → |
| Equity capital | 14,782,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,938,000 | USD | evidence → |
| Interest expense | 390,000 | USD | evidence → |
| Net interest income | 5,548,000 | USD | evidence → |
| Noninterest income | 2,141,000 | USD | evidence → |
| Noninterest expense | 5,677,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,012,000 | USD | evidence → |
| Income tax | 491,000 | USD | evidence → |
| Net income | 1,521,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,983,000 | USD | evidence → |
| Total capital | 23,244,000 | USD | evidence → |
| Risk-weighted assets | 100,569,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about BAY BANK — 2022Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.