Call report 2020Q4
BAY BANK — 2020Q4
The 22 measures BAY BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 122,797,000 | USD | evidence → |
| Total loans | 76,216,000 | USD | evidence → |
| Allowance for loan losses | 1,576,000 | USD | evidence → |
| Securities available for sale | 22,759,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,399,000 | USD | evidence → |
| Interest-bearing deposits | 59,767,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,632,000 | USD | evidence → |
| Equity capital | 16,904,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,948,000 | USD | evidence → |
| Interest expense | 574,000 | USD | evidence → |
| Net interest income | 4,374,000 | USD | evidence → |
| Noninterest income | 2,008,000 | USD | evidence → |
| Noninterest expense | 4,348,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,034,000 | USD | evidence → |
| Income tax | 502,000 | USD | evidence → |
| Net income | 1,532,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,130,000 | USD | evidence → |
| Total capital | 17,009,000 | USD | evidence → |
| Risk-weighted assets | 69,634,000 | USD | evidence → |