Call report 2019Q4
BAY BANK — 2019Q4
The 22 measures BAY BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,303,000 | USD | evidence → |
| Total loans | 65,536,000 | USD | evidence → |
| Allowance for loan losses | 1,591,000 | USD | evidence → |
| Securities available for sale | 15,803,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,052,000 | USD | evidence → |
| Interest-bearing deposits | 66,217,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,835,000 | USD | evidence → |
| Equity capital | 15,095,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,649,000 | USD | evidence → |
| Interest expense | 632,000 | USD | evidence → |
| Net interest income | 4,017,000 | USD | evidence → |
| Noninterest income | 1,496,000 | USD | evidence → |
| Noninterest expense | 4,203,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,310,000 | USD | evidence → |
| Income tax | 305,000 | USD | evidence → |
| Net income | 1,005,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,748,000 | USD | evidence → |
| Total capital | 15,602,000 | USD | evidence → |
| Risk-weighted assets | 67,602,000 | USD | evidence → |