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Call report 2014Q4

BAY BANK — 2014Q4

The 22 measures BAY BANK reported to the FFIEC for 2014Q4, each linked to its source filing.

PERIOD: 2014Q4SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/dba8f675-aaf7-4611-97ba-47f98b84a4b8/2014Q4

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets81,981,000USDevidence →
Total loans48,824,000USDevidence →
Allowance for loan losses2,243,000USDevidence →
Securities available for sale14,326,000USDevidence →
Securities held to maturity0USDevidence →
Trading assets0USDevidence →
Total deposits65,521,000USDevidence →
Interest-bearing deposits53,615,000USDevidence →
Noninterest-bearing deposits11,906,000USDevidence →
Equity capital10,693,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income3,385,000USDevidence →
Interest expense316,000USDevidence →
Net interest income3,069,000USDevidence →
Noninterest income865,000USDevidence →
Noninterest expense2,903,000USDevidence →
Provision for loan losses70,000USDevidence →
Pretax income961,000USDevidence →
Income tax232,000USDevidence →
Net income729,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital8,953,000USDevidence →
Total capital9,641,000USDevidence →
Risk-weighted assets54,639,000USDevidence →

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