Call report 2013Q4
BAY BANK — 2013Q4
The 22 measures BAY BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,390,000 | USD | evidence → |
| Total loans | 53,272,000 | USD | evidence → |
| Allowance for loan losses | 3,220,000 | USD | evidence → |
| Securities available for sale | 16,435,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,683,000 | USD | evidence → |
| Interest-bearing deposits | 56,191,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,492,000 | USD | evidence → |
| Equity capital | 9,958,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,992,000 | USD | evidence → |
| Interest expense | 454,000 | USD | evidence → |
| Net interest income | 3,538,000 | USD | evidence → |
| Noninterest income | 154,000 | USD | evidence → |
| Noninterest expense | 3,184,000 | USD | evidence → |
| Provision for loan losses | 519,000 | USD | evidence → |
| Pretax income | -6,000 | USD | evidence → |
| Income tax | -159,000 | USD | evidence → |
| Net income | 153,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,959,000 | USD | evidence → |
| Total capital | 8,730,000 | USD | evidence → |
| Risk-weighted assets | 59,397,000 | USD | evidence → |