Call report 2008Q4
BAY BANK — 2008Q4
The 22 measures BAY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,758,000 | USD | evidence → |
| Total loans | 77,373,000 | USD | evidence → |
| Allowance for loan losses | 1,135,000 | USD | evidence → |
| Securities available for sale | 18,374,000 | USD | evidence → |
| Securities held to maturity | 3,775,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,342,000 | USD | evidence → |
| Interest-bearing deposits | 73,648,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,694,000 | USD | evidence → |
| Equity capital | 11,422,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,473,000 | USD | evidence → |
| Interest expense | 3,325,000 | USD | evidence → |
| Net interest income | 3,148,000 | USD | evidence → |
| Noninterest income | 1,151,000 | USD | evidence → |
| Noninterest expense | 2,663,000 | USD | evidence → |
| Provision for loan losses | 775,000 | USD | evidence → |
| Pretax income | 861,000 | USD | evidence → |
| Income tax | 130,000 | USD | evidence → |
| Net income | 731,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,353,000 | USD | evidence → |
| Total capital | 12,472,000 | USD | evidence → |
| Risk-weighted assets | 88,777,000 | USD | evidence → |