Call report 2007Q2
BAY BANK — 2007Q2
The 22 measures BAY BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 98,728,000 | USD | evidence → |
| Total loans | 70,545,000 | USD | evidence → |
| Allowance for loan losses | 857,000 | USD | evidence → |
| Securities available for sale | 582,000 | USD | evidence → |
| Securities held to maturity | 18,750,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,932,000 | USD | evidence → |
| Interest-bearing deposits | 73,077,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,854,000 | USD | evidence → |
| Equity capital | 11,245,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,343,000 | USD | evidence → |
| Interest expense | 1,748,000 | USD | evidence → |
| Net interest income | 1,595,000 | USD | evidence → |
| Noninterest income | 579,000 | USD | evidence → |
| Noninterest expense | 1,336,000 | USD | evidence → |
| Provision for loan losses | 254,000 | USD | evidence → |
| Pretax income | 584,000 | USD | evidence → |
| Income tax | 160,000 | USD | evidence → |
| Net income | 424,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,245,000 | USD | evidence → |
| Total capital | 12,102,000 | USD | evidence → |
| Risk-weighted assets | 79,671,000 | USD | evidence → |