Call report 2006Q2
BAY BANK — 2006Q2
The 22 measures BAY BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 98,103,000 | USD | evidence → |
| Total loans | 71,757,000 | USD | evidence → |
| Allowance for loan losses | 999,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 18,441,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,162,000 | USD | evidence → |
| Interest-bearing deposits | 72,597,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,565,000 | USD | evidence → |
| Equity capital | 10,545,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,853,000 | USD | evidence → |
| Interest expense | 1,463,000 | USD | evidence → |
| Net interest income | 1,390,000 | USD | evidence → |
| Noninterest income | 485,000 | USD | evidence → |
| Noninterest expense | 1,169,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 586,000 | USD | evidence → |
| Income tax | 162,000 | USD | evidence → |
| Net income | 424,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,545,000 | USD | evidence → |
| Total capital | 11,472,000 | USD | evidence → |
| Risk-weighted assets | 77,882,000 | USD | evidence → |