Call report 2005Q3
BAY BANK — 2005Q3
The 22 measures BAY BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 95,038,000 | USD | evidence → |
| Total loans | 70,627,000 | USD | evidence → |
| Allowance for loan losses | 834,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 16,910,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,453,000 | USD | evidence → |
| Interest-bearing deposits | 71,952,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,501,000 | USD | evidence → |
| Equity capital | 9,851,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,927,000 | USD | evidence → |
| Interest expense | 1,660,000 | USD | evidence → |
| Net interest income | 2,267,000 | USD | evidence → |
| Noninterest income | 702,000 | USD | evidence → |
| Noninterest expense | 1,682,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 1,152,000 | USD | evidence → |
| Income tax | 397,000 | USD | evidence → |
| Net income | 755,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,851,000 | USD | evidence → |
| Total capital | 10,685,000 | USD | evidence → |
| Risk-weighted assets | 74,366,000 | USD | evidence → |