Call report 2005Q1
BAY BANK — 2005Q1
The 22 measures BAY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,504,000 | USD | evidence → |
| Total loans | 68,725,000 | USD | evidence → |
| Allowance for loan losses | 869,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 10,219,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 70,975,000 | USD | evidence → |
| Interest-bearing deposits | 63,099,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,876,000 | USD | evidence → |
| Equity capital | 9,326,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,217,000 | USD | evidence → |
| Interest expense | 479,000 | USD | evidence → |
| Net interest income | 738,000 | USD | evidence → |
| Noninterest income | 252,000 | USD | evidence → |
| Noninterest expense | 564,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 381,000 | USD | evidence → |
| Income tax | 151,000 | USD | evidence → |
| Net income | 230,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,326,000 | USD | evidence → |
| Total capital | 10,173,000 | USD | evidence → |
| Risk-weighted assets | 67,717,000 | USD | evidence → |
Machine access — free, no API key
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