Call report 2004Q1
BAY BANK — 2004Q1
The 22 measures BAY BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 73,545,000 | USD | evidence → |
| Total loans | 57,512,000 | USD | evidence → |
| Allowance for loan losses | 811,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 7,536,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,278,000 | USD | evidence → |
| Interest-bearing deposits | 56,644,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,634,000 | USD | evidence → |
| Equity capital | 8,356,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,110,000 | USD | evidence → |
| Interest expense | 320,000 | USD | evidence → |
| Net interest income | 790,000 | USD | evidence → |
| Noninterest income | 208,000 | USD | evidence → |
| Noninterest expense | 502,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 451,000 | USD | evidence → |
| Income tax | 164,000 | USD | evidence → |
| Net income | 287,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,356,000 | USD | evidence → |
| Total capital | 9,066,000 | USD | evidence → |
| Risk-weighted assets | 56,665,000 | USD | evidence → |