Call reports 2026
FIRST SENTINEL BANK — 2026
What FIRST SENTINEL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 412,742,000 | 398,049,000 |
| Total loans | 332,746,000 | 338,026,000 |
| Allowance for loan losses | 3,568,000 | 3,542,000 |
| Securities available for sale | 1,422,000 | 1,424,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 361,413,000 | 348,497,000 |
| Interest-bearing deposits | 300,609,000 | 292,280,000 |
| Noninterest-bearing deposits | 60,804,000 | 56,217,000 |
| Equity capital | 39,454,000 | 40,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,777,000 | 11,550,000 |
| Interest expense | 1,919,000 | 3,765,000 |
| Net interest income | 3,858,000 | 7,785,000 |
| Noninterest income | 656,000 | 1,373,000 |
| Noninterest expense | 3,190,000 | 6,380,000 |
| Provision for loan losses | 252,000 | 553,000 |
| Pretax income | 1,072,000 | 2,225,000 |
| Income tax | 244,000 | 505,000 |
| Net income | 828,000 | 1,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 39,638,000 | 40,527,000 |
| Total capital | 43,207,000 | 44,069,000 |
| Risk-weighted assets | 314,645,000 | 317,686,000 |