Call reports 2022
FIRST SENTINEL BANK — 2022
What FIRST SENTINEL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 341,592,000 | 346,940,000 | 359,571,000 | 362,870,000 |
| Total loans | 285,214,000 | 299,114,000 | 310,770,000 | 310,216,000 |
| Allowance for loan losses | 4,136,000 | 4,109,000 | 4,275,000 | 4,291,000 |
| Securities available for sale | 2,712,000 | 2,587,000 | 2,460,000 | 2,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,042,000 | 302,499,000 | 314,618,000 | 317,323,000 |
| Interest-bearing deposits | 240,257,000 | 245,497,000 | 249,368,000 | 249,137,000 |
| Noninterest-bearing deposits | 57,785,000 | 57,001,000 | 65,250,000 | 68,186,000 |
| Equity capital | 30,857,000 | 31,856,000 | 32,016,000 | 32,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,783,000 | 7,672,000 | 11,691,000 | 15,870,000 |
| Interest expense | 320,000 | 665,000 | 1,139,000 | 1,880,000 |
| Net interest income | 3,463,000 | 7,007,000 | 10,552,000 | 13,990,000 |
| Noninterest income | 553,000 | 1,085,000 | 1,678,000 | 2,227,000 |
| Noninterest expense | 2,480,000 | 4,889,000 | 7,557,000 | 10,150,000 |
| Provision for loan losses | 326,000 | 627,000 | 929,000 | 1,230,000 |
| Pretax income | 1,210,000 | 2,576,000 | 3,744,000 | 4,837,000 |
| Income tax | 270,000 | 573,000 | 835,000 | 1,066,000 |
| Net income | 940,000 | 2,003,000 | 2,909,000 | 3,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,907,000 | 31,993,000 | 32,224,000 | 33,084,000 |
| Total capital | 34,273,000 | 35,461,000 | 35,873,000 | 36,701,000 |
| Risk-weighted assets | 268,528,000 | 276,813,000 | 291,317,000 | 288,663,000 |