Call reports 2021
FIRST SENTINEL BANK — 2021
What FIRST SENTINEL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 315,322,000 | 319,400,000 | 329,520,000 | 335,160,000 |
| Total loans | 276,713,000 | 279,644,000 | 280,963,000 | 285,398,000 |
| Allowance for loan losses | 3,587,000 | 3,900,000 | 4,026,000 | 4,291,000 |
| Securities available for sale | 1,598,000 | 1,567,000 | 1,526,000 | 1,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,075,000 | 278,444,000 | 287,962,000 | 292,316,000 |
| Interest-bearing deposits | 222,951,000 | 230,332,000 | 235,679,000 | 236,851,000 |
| Noninterest-bearing deposits | 50,124,000 | 48,112,000 | 52,283,000 | 55,465,000 |
| Equity capital | 27,970,000 | 29,024,000 | 29,608,000 | 30,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,900,000 | 8,053,000 | 12,163,000 | 16,034,000 |
| Interest expense | 528,000 | 963,000 | 1,373,000 | 1,742,000 |
| Net interest income | 3,372,000 | 7,090,000 | 10,790,000 | 14,292,000 |
| Noninterest income | 481,000 | 875,000 | 1,367,000 | 1,853,000 |
| Noninterest expense | 2,394,000 | 4,752,000 | 7,010,000 | 9,405,000 |
| Provision for loan losses | 523,000 | 899,000 | 1,275,000 | 1,651,000 |
| Pretax income | 936,000 | 2,352,000 | 3,910,000 | 5,127,000 |
| Income tax | 197,000 | 495,000 | 827,000 | 1,126,000 |
| Net income | 739,000 | 1,857,000 | 3,083,000 | 4,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,933,000 | 28,986,000 | 29,570,000 | 30,417,000 |
| Total capital | 31,170,000 | 32,017,000 | 32,860,000 | 33,601,000 |
| Risk-weighted assets | 258,591,000 | 241,628,000 | 262,478,000 | 253,622,000 |