Call reports 2019
FIRST SENTINEL BANK — 2019
What FIRST SENTINEL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 266,975,000 | 276,949,000 | 282,498,000 | 286,827,000 |
| Total loans | 216,090,000 | 220,190,000 | 229,183,000 | 242,161,000 |
| Allowance for loan losses | 2,404,000 | 2,423,000 | 2,427,000 | 2,430,000 |
| Securities available for sale | 140,000 | 124,000 | 115,000 | 105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,696,000 | 230,794,000 | 235,768,000 | 239,469,000 |
| Interest-bearing deposits | 196,194,000 | 202,133,000 | 205,876,000 | 209,734,000 |
| Noninterest-bearing deposits | 30,502,000 | 28,660,000 | 29,892,000 | 29,735,000 |
| Equity capital | 23,940,000 | 24,585,000 | 24,951,000 | 25,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,600,000 | 7,351,000 | 11,243,000 | 15,102,000 |
| Interest expense | 710,000 | 1,568,000 | 2,481,000 | 3,395,000 |
| Net interest income | 2,890,000 | 5,783,000 | 8,762,000 | 11,707,000 |
| Noninterest income | 367,000 | 793,000 | 1,216,000 | 1,634,000 |
| Noninterest expense | 1,924,000 | 3,930,000 | 5,954,000 | 7,732,000 |
| Provision for loan losses | 314,000 | 708,000 | 1,132,000 | 1,557,000 |
| Pretax income | 1,019,000 | 1,938,000 | 2,892,000 | 4,052,000 |
| Income tax | 219,000 | 427,000 | 644,000 | 903,000 |
| Net income | 800,000 | 1,511,000 | 2,248,000 | 3,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,940,000 | 24,585,000 | 24,951,000 | 25,786,000 |
| Total capital | 26,344,000 | 27,008,000 | 27,378,000 | 28,216,000 |
| Risk-weighted assets | 195,916,000 | 203,231,000 | 211,366,000 | 223,055,000 |