Call reports 2018
FIRST SENTINEL BANK — 2018
What FIRST SENTINEL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 254,366,000 | 255,350,000 | 264,743,000 | 262,086,000 |
| Total loans | 194,500,000 | 210,246,000 | 215,588,000 | 217,442,000 |
| Allowance for loan losses | 2,433,000 | 2,570,000 | 2,587,000 | 2,505,000 |
| Securities available for sale | 257,000 | 231,000 | 198,000 | 152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,692,000 | 217,177,000 | 225,901,000 | 222,463,000 |
| Interest-bearing deposits | 190,045,000 | 187,097,000 | 195,153,000 | 193,863,000 |
| Noninterest-bearing deposits | 26,648,000 | 30,081,000 | 30,748,000 | 28,600,000 |
| Equity capital | 21,523,000 | 22,239,000 | 22,642,000 | 23,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,097,000 | 6,372,000 | 9,869,000 | 13,478,000 |
| Interest expense | 518,000 | 1,118,000 | 1,783,000 | 2,474,000 |
| Net interest income | 2,579,000 | 5,254,000 | 8,086,000 | 11,004,000 |
| Noninterest income | 388,000 | 823,000 | 1,265,000 | 1,696,000 |
| Noninterest expense | 1,828,000 | 3,733,000 | 5,670,000 | 7,457,000 |
| Provision for loan losses | 282,000 | 582,000 | 903,000 | 1,301,000 |
| Pretax income | 857,000 | 1,762,000 | 2,778,000 | 3,942,000 |
| Income tax | 178,000 | 366,000 | 577,000 | 843,000 |
| Net income | 679,000 | 1,396,000 | 2,201,000 | 3,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,523,000 | 22,239,000 | 22,642,000 | 23,475,000 |
| Total capital | 23,691,000 | 24,632,000 | 25,069,000 | 25,933,000 |
| Risk-weighted assets | 173,167,000 | 191,269,000 | 193,984,000 | 196,579,000 |