Call reports 2017
FIRST SENTINEL BANK — 2017
What FIRST SENTINEL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 214,965,000 | 227,730,000 | 229,222,000 | 226,934,000 |
| Total loans | 179,012,000 | 185,119,000 | 186,057,000 | 189,375,000 |
| Allowance for loan losses | 2,610,000 | 2,563,000 | 2,501,000 | 2,442,000 |
| Securities available for sale | 373,000 | 347,000 | 311,000 | 277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,291,000 | 184,906,000 | 185,979,000 | 189,873,000 |
| Interest-bearing deposits | 149,043,000 | 157,056,000 | 159,776,000 | 166,574,000 |
| Noninterest-bearing deposits | 28,248,000 | 27,849,000 | 26,203,000 | 23,299,000 |
| Equity capital | 20,027,000 | 20,572,000 | 20,832,000 | 21,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,725,000 | 5,626,000 | 8,547,000 | 11,444,000 |
| Interest expense | 329,000 | 714,000 | 1,129,000 | 1,565,000 |
| Net interest income | 2,396,000 | 4,912,000 | 7,418,000 | 9,879,000 |
| Noninterest income | 405,000 | 822,000 | 1,225,000 | 1,643,000 |
| Noninterest expense | 1,789,000 | 3,552,000 | 5,413,000 | 7,197,000 |
| Provision for loan losses | 252,000 | 503,000 | 784,000 | 1,035,000 |
| Pretax income | 760,000 | 1,679,000 | 2,446,000 | 3,290,000 |
| Income tax | 253,000 | 560,000 | 815,000 | 1,355,000 |
| Net income | 507,000 | 1,119,000 | 1,631,000 | 1,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,027,000 | 20,572,000 | 20,832,000 | 21,159,000 |
| Total capital | 21,990,000 | 22,629,000 | 22,901,000 | 23,267,000 |
| Risk-weighted assets | 156,423,000 | 164,077,000 | 165,111,000 | 168,330,000 |