Call reports 2012
FIRST SENTINEL BANK — 2012
What FIRST SENTINEL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 168,882,000 | 168,779,000 | 165,821,000 | 166,144,000 |
| Total loans | 125,325,000 | 127,614,000 | 127,191,000 | 126,443,000 |
| Allowance for loan losses | 2,134,000 | 2,151,000 | 2,053,000 | 2,055,000 |
| Securities available for sale | 4,760,000 | 4,458,000 | 3,940,000 | 3,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,960,000 | 151,213,000 | 147,927,000 | 147,940,000 |
| Interest-bearing deposits | 129,912,000 | 128,577,000 | 126,831,000 | 126,843,000 |
| Noninterest-bearing deposits | 21,048,000 | 22,636,000 | 21,096,000 | 21,097,000 |
| Equity capital | 14,942,000 | 14,739,000 | 14,942,000 | 15,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,498,000 | 5,019,000 | 7,539,000 | 10,026,000 |
| Interest expense | 397,000 | 775,000 | 1,148,000 | 1,520,000 |
| Net interest income | 2,101,000 | 4,244,000 | 6,391,000 | 8,506,000 |
| Noninterest income | 351,000 | 792,000 | 1,202,000 | 1,582,000 |
| Noninterest expense | 1,503,000 | 3,119,000 | 4,778,000 | 6,360,000 |
| Provision for loan losses | 81,000 | 193,000 | 289,000 | 480,000 |
| Pretax income | 868,000 | 1,724,000 | 2,526,000 | 3,248,000 |
| Income tax | 303,000 | 602,000 | 885,000 | 1,118,000 |
| Net income | 565,000 | 1,122,000 | 1,641,000 | 2,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,817,000 | 14,624,000 | 14,820,000 | 15,062,000 |
| Total capital | 16,245,000 | 16,066,000 | 16,258,000 | 16,477,000 |
| Risk-weighted assets | 113,538,000 | 114,655,000 | 114,402,000 | 112,542,000 |