Call reports 2011
FIRST SENTINEL BANK — 2011
What FIRST SENTINEL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 170,501,000 | 169,160,000 | 169,783,000 | 167,493,000 |
| Total loans | 129,060,000 | 127,052,000 | 127,159,000 | 125,686,000 |
| Allowance for loan losses | 2,261,000 | 2,407,000 | 2,465,000 | 2,267,000 |
| Securities available for sale | 6,356,000 | 5,939,000 | 5,784,000 | 5,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,249,000 | 151,726,000 | 152,016,000 | 149,924,000 |
| Interest-bearing deposits | 136,719,000 | 134,798,000 | 133,123,000 | 130,010,000 |
| Noninterest-bearing deposits | 16,530,000 | 16,929,000 | 18,893,000 | 19,914,000 |
| Equity capital | 14,388,000 | 14,784,000 | 15,001,000 | 14,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,577,000 | 5,156,000 | 7,732,000 | 10,258,000 |
| Interest expense | 530,000 | 1,026,000 | 1,489,000 | 1,925,000 |
| Net interest income | 2,047,000 | 4,130,000 | 6,243,000 | 8,333,000 |
| Noninterest income | 307,000 | 641,000 | 967,000 | 1,286,000 |
| Noninterest expense | 1,517,000 | 3,009,000 | 4,601,000 | 6,059,000 |
| Provision for loan losses | 432,000 | 664,000 | 755,000 | 866,000 |
| Pretax income | 405,000 | 1,098,000 | 1,854,000 | 2,694,000 |
| Income tax | 140,000 | 379,000 | 656,000 | 948,000 |
| Net income | 265,000 | 719,000 | 1,198,000 | 1,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,266,000 | 14,645,000 | 14,871,000 | 14,644,000 |
| Total capital | 15,750,000 | 16,083,000 | 16,318,000 | 16,046,000 |
| Risk-weighted assets | 117,979,000 | 114,058,000 | 114,751,000 | 111,321,000 |