Call reports 2005

FIRST SENTINEL BANK — 2005

Name: FIRST SENTINEL BANK — FFIEC call report 2005
Creator: FIRST SENTINEL BANK

What FIRST SENTINEL BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/dba486fe-7f50-4386-82dc-78dc54128cac/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	93,224,000	94,279,000	97,167,000	99,783,000
Total loans	66,824,000	69,386,000	72,174,000	71,985,000
Allowance for loan losses	823,000	852,000	857,000	887,000
Securities available for sale	18,987,000	17,672,000	16,146,000	20,202,000
Securities held to maturity	200,000	200,000	200,000	0
Trading assets	0	0	0	0
Total deposits	83,856,000	84,523,000	87,374,000	89,772,000
Interest-bearing deposits	72,441,000	72,320,000	75,119,000	78,563,000
Noninterest-bearing deposits	11,415,000	12,203,000	12,255,000	11,209,000
Equity capital	8,160,000	8,503,000	8,517,000	8,736,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,485,000	3,066,000	4,733,000	6,461,000
Interest expense	411,000	868,000	1,404,000	2,043,000
Net interest income	1,074,000	2,198,000	3,329,000	4,418,000
Noninterest income	133,000	301,000	473,000	623,000
Noninterest expense	677,000	1,412,000	2,172,000	2,945,000
Provision for loan losses	90,000	180,000	270,000	360,000
Pretax income	440,000	907,000	1,360,000	1,736,000
Income tax	149,000	308,000	462,000	584,000
Net income	291,000	599,000	898,000	1,152,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	8,153,000	8,461,000	8,510,000	8,764,000
Total capital	8,947,000	9,270,000	9,342,000	9,603,000
Risk-weighted assets	63,476,000	64,661,000	66,580,000	67,088,000