Call reports 2004

FIRST SENTINEL BANK — 2004

Name: FIRST SENTINEL BANK — FFIEC call report 2004
Creator: FIRST SENTINEL BANK

What FIRST SENTINEL BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/dba486fe-7f50-4386-82dc-78dc54128cac/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	83,955,000	84,215,000	86,047,000	90,152,000
Total loans	52,728,000	56,002,000	59,905,000	63,179,000
Allowance for loan losses	734,000	762,000	803,000	734,000
Securities available for sale	22,855,000	20,495,000	18,274,000	19,188,000
Securities held to maturity	200,000	200,000	200,000	200,000
Trading assets	0	0	0	0
Total deposits	74,905,000	75,299,000	76,889,000	80,760,000
Interest-bearing deposits	65,432,000	65,079,000	66,659,000	69,775,000
Noninterest-bearing deposits	9,473,000	10,220,000	10,230,000	10,985,000
Equity capital	7,787,000	7,835,000	8,016,000	8,206,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,253,000	2,574,000	3,939,000	5,374,000
Interest expense	334,000	664,000	1,007,000	1,394,000
Net interest income	919,000	1,910,000	2,932,000	3,980,000
Noninterest income	116,000	221,000	353,000	494,000
Noninterest expense	662,000	1,280,000	1,994,000	2,690,000
Provision for loan losses	60,000	110,000	173,000	251,000
Pretax income	313,000	738,000	1,120,000	1,531,000
Income tax	105,000	250,000	379,000	512,000
Net income	208,000	488,000	741,000	1,019,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	7,421,000	7,702,000	7,823,000	8,112,000
Total capital	8,082,000	8,397,000	8,546,000	8,846,000
Risk-weighted assets	52,808,000	55,500,000	57,750,000	60,598,000