Call reports 2003

FIRST SENTINEL BANK — 2003

Name: FIRST SENTINEL BANK — FFIEC call report 2003
Creator: FIRST SENTINEL BANK

What FIRST SENTINEL BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/dba486fe-7f50-4386-82dc-78dc54128cac/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	69,814,000	73,751,000	79,935,000	83,226,000
Total loans	44,804,000	48,012,000	47,690,000	50,326,000
Allowance for loan losses	470,000	636,000	667,000	688,000
Securities available for sale	17,778,000	18,929,000	21,695,000	24,624,000
Securities held to maturity	473,000	473,000	473,000	299,000
Trading assets	0	0	0	0
Total deposits	61,435,000	65,242,000	71,349,000	74,443,000
Interest-bearing deposits	53,718,000	56,729,000	63,493,000	65,863,000
Noninterest-bearing deposits	7,717,000	8,513,000	7,856,000	8,579,000
Equity capital	7,014,000	7,288,000	7,401,000	7,547,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,186,000	2,418,000	3,647,000	4,903,000
Interest expense	350,000	713,000	1,088,000	1,457,000
Net interest income	836,000	1,705,000	2,559,000	3,446,000
Noninterest income	105,000	227,000	347,000	472,000
Noninterest expense	446,000	909,000	1,427,000	2,045,000
Provision for loan losses	100,000	280,000	365,000	441,000
Pretax income	393,000	740,000	1,109,000	1,443,000
Income tax	132,000	248,000	372,000	500,000
Net income	261,000	492,000	737,000	943,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	6,525,000	6,756,000	7,003,000	7,210,000
Total capital	6,995,000	7,373,000	7,624,000	7,846,000
Risk-weighted assets	47,068,000	49,340,000	49,667,000	50,863,000