Call reports 2001
FIRST SENTINEL BANK — 2001
What FIRST SENTINEL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 55,724,000 | 56,347,000 | 59,104,000 | 61,115,000 |
| Total loans | 23,918,000 | 24,454,000 | 24,950,000 | 27,541,000 |
| Allowance for loan losses | 207,000 | 211,000 | 213,000 | 235,000 |
| Securities available for sale | 18,789,000 | 19,189,000 | 19,422,000 | 20,593,000 |
| Securities held to maturity | 671,000 | 672,000 | 572,000 | 572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,760,000 | 50,215,000 | 52,622,000 | 54,950,000 |
| Interest-bearing deposits | 42,774,000 | 43,610,000 | 45,084,000 | 46,798,000 |
| Noninterest-bearing deposits | 6,986,000 | 6,605,000 | 7,538,000 | 8,151,000 |
| Equity capital | 5,434,000 | 5,660,000 | 5,895,000 | 5,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,026,000 | 2,068,000 | 3,093,000 | 4,115,000 |
| Interest expense | 538,000 | 1,067,000 | 1,569,000 | 2,017,000 |
| Net interest income | 488,000 | 1,001,000 | 1,524,000 | 2,098,000 |
| Noninterest income | 82,000 | 171,000 | 251,000 | 347,000 |
| Noninterest expense | 334,000 | 638,000 | 961,000 | 1,319,000 |
| Provision for loan losses | 11,000 | 21,000 | 31,000 | 81,000 |
| Pretax income | 224,000 | 510,000 | 777,000 | 919,000 |
| Income tax | 77,000 | 166,000 | 254,000 | 297,000 |
| Net income | 147,000 | 344,000 | 523,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,098,000 | 5,294,000 | 5,323,000 | 5,355,000 |
| Total capital | 5,391,000 | 5,599,000 | 5,631,000 | 5,590,000 |
| Risk-weighted assets | 36,305,000 | 36,928,000 | 38,032,000 | 38,427,000 |