Call reports 2001
FLORIDA CITIZENS BANK — 2001
What FLORIDA CITIZENS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,950,000 | 79,112,000 | 89,333,000 | 97,061,000 |
| Total loans | 39,595,000 | 48,514,000 | 54,887,000 | 64,202,000 |
| Allowance for loan losses | 443,000 | 493,000 | 541,000 | 601,000 |
| Securities available for sale | 23,939,000 | 17,886,000 | 18,801,000 | 22,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,494,000 | 69,519,000 | 79,465,000 | 77,896,000 |
| Interest-bearing deposits | 49,022,000 | 52,427,000 | 61,991,000 | 60,749,000 |
| Noninterest-bearing deposits | 16,472,000 | 17,092,000 | 17,474,000 | 17,147,000 |
| Equity capital | 7,109,000 | 7,154,000 | 7,314,000 | 8,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,516,000 | 3,875,000 | 5,298,000 |
| Interest expense | 668,000 | 1,362,000 | 2,064,000 | 2,751,000 |
| Net interest income | 540,000 | 1,154,000 | 1,811,000 | 2,547,000 |
| Noninterest income | 338,000 | 729,000 | 1,166,000 | 1,627,000 |
| Noninterest expense | 937,000 | 1,888,000 | 2,910,000 | 3,977,000 |
| Provision for loan losses | 16,000 | 73,000 | 124,000 | 193,000 |
| Pretax income | -65,000 | -68,000 | -37,000 | 30,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -65,000 | -68,000 | -37,000 | 30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,000,000 | 6,997,000 | 7,027,000 | 8,095,000 |
| Total capital | 7,443,000 | 7,490,000 | 7,568,000 | 8,696,000 |
| Risk-weighted assets | 51,880,000 | 59,846,000 | 67,004,000 | 74,244,000 |