Call reports 2022
STATE BANK OF WHEATON — 2022
What STATE BANK OF WHEATON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 107,775,000 | 99,991,000 | 103,488,000 | 122,291,000 |
| Total loans | 47,596,000 | 47,558,000 | 47,431,000 | 47,036,000 |
| Allowance for loan losses | 0 | 60,000 | 70,000 | 100,000 |
| Securities available for sale | 264,000 | 18,848,000 | 23,098,000 | 34,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,831,000 | 86,886,000 | 92,277,000 | 108,694,000 |
| Interest-bearing deposits | 67,038,000 | 66,445,000 | 67,250,000 | 82,256,000 |
| Noninterest-bearing deposits | 26,793,000 | 20,441,000 | 25,027,000 | 26,438,000 |
| Equity capital | 13,879,000 | 13,028,000 | 11,109,000 | 13,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,330,000 | 2,214,000 | 3,250,000 |
| Interest expense | 52,000 | 51,000 | 179,000 | 398,000 |
| Net interest income | 558,000 | 1,279,000 | 2,035,000 | 2,852,000 |
| Noninterest income | 34,000 | 47,000 | 112,000 | 126,000 |
| Noninterest expense | 335,000 | 790,000 | 1,180,000 | 1,684,000 |
| Provision for loan losses | 0 | 60,000 | 70,000 | 100,000 |
| Pretax income | 257,000 | 476,000 | 897,000 | 1,194,000 |
| Income tax | 15,000 | 38,000 | 58,000 | 64,000 |
| Net income | 242,000 | 438,000 | 839,000 | 1,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,206,000 | 8,811,000 | 9,212,000 | 9,476,000 |