Call reports 2021
STATE BANK OF WHEATON — 2021
What STATE BANK OF WHEATON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 95,587,000 | 96,316,000 | 97,508,000 | 99,673,000 |
| Total loans | 59,317,000 | 60,847,000 | 59,795,000 | 48,797,000 |
| Allowance for loan losses | 600,000 | 500,000 | 500,000 | 0 |
| Securities available for sale | 522,000 | 494,000 | 471,000 | 443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,801,000 | 74,346,000 | 75,621,000 | 85,962,000 |
| Interest-bearing deposits | 55,071,000 | 56,724,000 | 58,578,000 | 62,006,000 |
| Noninterest-bearing deposits | 18,730,000 | 17,622,000 | 17,043,000 | 23,956,000 |
| Equity capital | 21,739,000 | 21,869,000 | 21,779,000 | 13,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 1,849,000 | 2,615,000 | 41,000 |
| Interest expense | 74,000 | 140,000 | 202,000 | 3,000 |
| Net interest income | 946,000 | 1,709,000 | 2,413,000 | 38,000 |
| Noninterest income | -14,000 | 101,000 | 118,000 | 4,000 |
| Noninterest expense | 333,000 | 695,000 | 1,133,000 | 0 |
| Provision for loan losses | -300,000 | -400,000 | -400,000 | 0 |
| Pretax income | 899,000 | 1,515,000 | 1,798,000 | 51,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 0 |
| Net income | 898,000 | 1,514,000 | 1,797,000 | 51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,723,000 | 21,856,000 | 21,767,000 | 13,644,000 |
| Total capital | 22,323,000 | 22,356,000 | 22,267,000 | — |
| Risk-weighted assets | 62,635,000 | 64,321,000 | 64,236,000 | — |