Call reports 2020
STATE BANK OF WHEATON — 2020
What STATE BANK OF WHEATON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 90,119,000 | 88,642,000 | 89,866,000 | 99,894,000 |
| Total loans | 63,879,000 | 66,891,000 | 65,931,000 | 60,620,000 |
| Allowance for loan losses | 900,000 | 900,000 | 900,000 | 900,000 |
| Securities available for sale | 665,000 | 630,000 | 588,000 | 549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,114,000 | 67,514,000 | 68,495,000 | 78,162,000 |
| Interest-bearing deposits | 53,728,000 | 54,080,000 | 52,710,000 | 57,079,000 |
| Noninterest-bearing deposits | 15,386,000 | 13,434,000 | 15,785,000 | 21,083,000 |
| Equity capital | 20,868,000 | 20,932,000 | 21,102,000 | 21,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 973,000 | 1,983,000 | 2,960,000 | 3,849,000 |
| Interest expense | 101,000 | 193,000 | 281,000 | 363,000 |
| Net interest income | 872,000 | 1,790,000 | 2,679,000 | 3,486,000 |
| Noninterest income | 28,000 | 43,000 | 61,000 | 84,000 |
| Noninterest expense | 425,000 | 843,000 | 1,157,000 | 1,418,000 |
| Provision for loan losses | -115,000 | -115,000 | -115,000 | -107,000 |
| Pretax income | 590,000 | 1,105,000 | 1,698,000 | 2,259,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 589,000 | 1,104,000 | 1,697,000 | 2,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,852,000 | 20,911,000 | 21,083,000 | 21,645,000 |
| Total capital | 21,705,000 | 21,799,000 | 21,968,000 | 22,480,000 |
| Risk-weighted assets | 68,230,000 | 71,075,000 | 70,839,000 | 66,784,000 |