Call reports 2019
STATE BANK OF WHEATON — 2019
What STATE BANK OF WHEATON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 82,014,000 | 79,462,000 | 84,213,000 | 88,375,000 |
| Total loans | 65,309,000 | 65,340,000 | 66,223,000 | 63,376,000 |
| Allowance for loan losses | 1,150,000 | 1,150,000 | 1,150,000 | 1,015,000 |
| Securities available for sale | 818,000 | 787,000 | 747,000 | 718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,156,000 | 59,452,000 | 64,054,000 | 67,684,000 |
| Interest-bearing deposits | 49,068,000 | 49,241,000 | 52,035,000 | 50,560,000 |
| Noninterest-bearing deposits | 13,088,000 | 10,211,000 | 12,019,000 | 17,124,000 |
| Equity capital | 19,717,000 | 19,804,000 | 19,878,000 | 20,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 954,000 | 2,001,000 | 3,014,000 | 4,035,000 |
| Interest expense | 100,000 | 207,000 | 317,000 | 421,000 |
| Net interest income | 854,000 | 1,794,000 | 2,697,000 | 3,614,000 |
| Noninterest income | 25,000 | 45,000 | 68,000 | 119,000 |
| Noninterest expense | 358,000 | 727,000 | 1,111,000 | 1,355,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 521,000 | 1,112,000 | 1,654,000 | 2,377,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 520,000 | 1,111,000 | 1,653,000 | 2,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,717,000 | 19,798,000 | 19,873,000 | 20,596,000 |
| Total capital | 20,570,000 | 20,656,000 | 20,750,000 | 21,443,000 |
| Risk-weighted assets | 67,986,000 | 68,366,000 | 69,938,000 | 67,630,000 |