Call reports 2018
STATE BANK OF WHEATON — 2018
What STATE BANK OF WHEATON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 79,020,000 | 77,439,000 | 78,900,000 | 85,362,000 |
| Total loans | 68,440,000 | 66,333,000 | 67,142,000 | 64,733,000 |
| Allowance for loan losses | 1,150,000 | 1,150,000 | 1,150,000 | 1,150,000 |
| Securities available for sale | 934,000 | 809,000 | 700,000 | 635,000 |
| Securities held to maturity | 1,000 | 1,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,199,000 | 58,578,000 | 59,873,000 | 65,789,000 |
| Interest-bearing deposits | 48,384,000 | 48,461,000 | 48,343,000 | 51,018,000 |
| Noninterest-bearing deposits | 11,815,000 | 10,117,000 | 11,530,000 | 14,771,000 |
| Equity capital | 18,636,000 | 18,717,000 | 18,812,000 | 19,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 935,000 | 1,867,000 | 2,815,000 | 3,773,000 |
| Interest expense | 55,000 | 119,000 | 204,000 | 297,000 |
| Net interest income | 880,000 | 1,748,000 | 2,611,000 | 3,476,000 |
| Noninterest income | 30,000 | 52,000 | 75,000 | 96,000 |
| Noninterest expense | 409,000 | 737,000 | 1,013,000 | 1,208,000 |
| Provision for loan losses | 0 | -5,000 | -5,000 | -5,000 |
| Pretax income | 501,000 | 1,068,000 | 1,678,000 | 2,369,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 500,000 | 1,067,000 | 1,677,000 | 2,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,642,000 | 18,722,000 | 18,821,000 | 19,511,000 |
| Total capital | 19,542,000 | 19,592,000 | 19,710,000 | 20,375,000 |
| Risk-weighted assets | 71,799,000 | 69,322,000 | 70,879,000 | 68,873,000 |