Call reports 2017
STATE BANK OF WHEATON — 2017
What STATE BANK OF WHEATON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 80,275,000 | 76,152,000 | 78,831,000 | 81,914,000 |
| Total loans | 64,701,000 | 66,991,000 | 68,671,000 | 66,654,000 |
| Allowance for loan losses | 1,500,000 | 1,500,000 | 1,150,000 | 1,150,000 |
| Securities available for sale | 2,928,000 | 2,846,000 | 2,592,000 | 2,190,000 |
| Securities held to maturity | 4,000 | 3,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,567,000 | 58,171,000 | 60,723,000 | 63,307,000 |
| Interest-bearing deposits | 49,702,000 | 47,592,000 | 48,396,000 | 49,398,000 |
| Noninterest-bearing deposits | 12,865,000 | 10,579,000 | 12,327,000 | 13,909,000 |
| Equity capital | 17,627,000 | 17,712,000 | 17,821,000 | 18,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,710,000 | 2,617,000 | 3,554,000 |
| Interest expense | 52,000 | 106,000 | 161,000 | 216,000 |
| Net interest income | 796,000 | 1,604,000 | 2,456,000 | 3,338,000 |
| Noninterest income | 32,000 | 51,000 | 71,000 | 91,000 |
| Noninterest expense | 361,000 | 663,000 | 964,000 | 1,215,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 3,000 |
| Pretax income | 467,000 | 992,000 | 1,558,000 | 2,211,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 466,000 | 991,000 | 1,557,000 | 2,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,610,000 | 17,693,000 | 17,805,000 | 18,458,000 |
| Total capital | 18,459,000 | 18,560,000 | 18,704,000 | 19,342,000 |
| Risk-weighted assets | 67,268,000 | 68,717,000 | 71,637,000 | 70,458,000 |