Call reports 2013
STATE BANK OF WHEATON — 2013
What STATE BANK OF WHEATON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 76,433,000 | 74,204,000 | 73,768,000 | 72,720,000 |
| Total loans | 47,924,000 | 47,994,000 | 49,793,000 | 54,273,000 |
| Allowance for loan losses | 1,500,000 | 1,500,000 | 1,500,000 | 1,500,000 |
| Securities available for sale | 7,789,000 | 7,513,000 | 7,362,000 | 8,517,000 |
| Securities held to maturity | 88,000 | 80,000 | 76,000 | 22,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,028,000 | 59,779,000 | 59,335,000 | 58,008,000 |
| Interest-bearing deposits | 47,673,000 | 47,574,000 | 46,050,000 | 45,112,000 |
| Noninterest-bearing deposits | 14,355,000 | 12,205,000 | 13,285,000 | 12,896,000 |
| Equity capital | 14,315,000 | 14,283,000 | 14,235,000 | 14,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,273,000 | 1,919,000 | 2,593,000 |
| Interest expense | 65,000 | 129,000 | 194,000 | 256,000 |
| Net interest income | 576,000 | 1,144,000 | 1,725,000 | 2,337,000 |
| Noninterest income | 31,000 | 55,000 | 89,000 | 131,000 |
| Noninterest expense | 337,000 | 727,000 | 1,117,000 | 1,376,000 |
| Provision for loan losses | 54,000 | 98,000 | 75,000 | 30,000 |
| Pretax income | 216,000 | 374,000 | 622,000 | 1,062,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 216,000 | 373,000 | 621,000 | 1,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,168,000 | 14,170,000 | 14,129,000 | 14,570,000 |
| Total capital | 14,818,000 | 14,819,000 | 14,804,000 | 15,281,000 |
| Risk-weighted assets | 51,183,000 | 51,031,000 | 53,184,000 | 56,111,000 |